{"id":24805,"date":"2026-07-25T11:26:50","date_gmt":"2026-07-25T14:26:50","guid":{"rendered":"https:\/\/fmsolpeyrano.com\/?p=24805"},"modified":"2026-07-25T11:26:50","modified_gmt":"2026-07-25T14:26:50","slug":"la-morosidad-de-las-familias-subio-a-128-en-mayo-el-nivel-mas-alto-en-mas-de-20-anos","status":"publish","type":"post","link":"https:\/\/fmsolpeyrano.com\/index.php\/2026\/07\/25\/la-morosidad-de-las-familias-subio-a-128-en-mayo-el-nivel-mas-alto-en-mas-de-20-anos\/","title":{"rendered":"La morosidad de las familias subi\u00f3 a 12,8% en mayo, el nivel m\u00e1s alto en m\u00e1s de 20 a\u00f1os"},"content":{"rendered":"\n

El \u00faltimo informe del Banco Central de la Rep\u00fablica Argentina (BCRA) extendi\u00f3 la cr\u00edtica situaci\u00f3n de las familias bajo el gobierno de Javier Milei:\u00a0en mayo la morosidad se triplic\u00f3 respecto al 2025 y alcanz\u00f3 el 12,8%, su nivel m\u00e1s alto en 20 a\u00f1os.<\/strong>\u00a0El detalle marca que los pagos atrasados sobre tarjetas de cr\u00e9dito y pr\u00e9stamos personales llegaron a 13,1% y 15,9% del total, respectivamente.<\/a><\/p>\n\n\n\n

“El ratio de irregularidad del cr\u00e9dito al sector privado se ubic\u00f3 en 7,7% a nivel agregado, registrando un aumento de 0,4%. respecto del mes previo (+5,1 p.p. interanual)<\/strong>“, se\u00f1ala el BCRA en su tradicional informe sobre bancos, donde argumenta que “el incremento de la mora del sector estuvo explicado principalmente por las financiaciones a las familias, cuyo indicador alcanz\u00f3 12,8%, 0,7% por encima del registro de abril (+8,3%. interanual).<\/p>\n\n\n\n

En tanto, en durante el quinto mes del a\u00f1o el coeficiente de irregularidad de las financiaciones a empresas ascendi\u00f3 a 3,5%, 0,1% por encima del nivel del mes previo (+2,5% interanual).<\/a><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Al momento de analizar la situaci\u00f3n de cada de financiamiento por l\u00ednea, se observa que el mayor ratio de irregularidad entre hogares la tienen los cr\u00e9ditos personales<\/strong>, que alcanzaron en mayo un nivel de mora del 15,9%<\/strong> (10,4 puntos m\u00e1s que igual mes del a\u00f1o pasado). Seguido de tarjetas de cr\u00e9dito<\/strong> (13,1%), los pr\u00e9stamos con garant\u00eda prendaria (7,7%)<\/strong>. Completan la lista los cr\u00e9ditos con garant\u00eda hipotecaria (1,6%)<\/strong> y otros (39,3%).<\/p>\n\n\n\n

Qu\u00e9 pas\u00f3 en mayo con las empresas<\/h2>\n\n\n\n

El informe del Banco Central tambi\u00e9n pone un foco en la situaci\u00f3n financiera de las empresas argentinas. En este punto, el indicador de irregularidad se ubic\u00f3 en 3,5% durante mayo<\/strong>, 0,1% m\u00e1s que abril y 2,5% m\u00e1s que un a\u00f1o atr\u00e1s. Aunque el dato es sensiblemente menor al brindado por las familias, tambi\u00e9n se encuentra en ascenso.<\/p>\n","protected":false},"excerpt":{"rendered":"

El \u00faltimo informe del Banco Central de la Rep\u00fablica Argentina (BCRA) extendi\u00f3 la cr\u00edtica situaci\u00f3n de las familias bajo el gobierno de Javier Milei:\u00a0en mayo la morosidad se triplic\u00f3 respecto al 2025 y alcanz\u00f3 el 12,8%, su nivel m\u00e1s alto en 20 a\u00f1os.\u00a0El detalle marca que los pagos atrasados sobre tarjetas de cr\u00e9dito y pr\u00e9stamos […]<\/p>\n","protected":false},"author":1,"featured_media":24806,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"_links":{"self":[{"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/posts\/24805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/comments?post=24805"}],"version-history":[{"count":1,"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/posts\/24805\/revisions"}],"predecessor-version":[{"id":24807,"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/posts\/24805\/revisions\/24807"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/media\/24806"}],"wp:attachment":[{"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/media?parent=24805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/categories?post=24805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fmsolpeyrano.com\/index.php\/wp-json\/wp\/v2\/tags?post=24805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}